Terms of Service
Last updated: 2026-03-22
1. Agreement
By accessing howdeedo.com or our APIs, you agree to these Terms. If you disagree, do not use the services.
2. The service
Howdeedo provides calculators, reference pages, and programmatic interfaces for deterministic calculations. Features may change; we may add or remove calculators or endpoints.
3. No professional advice
Calculators are for informational and educational purposes only. Nothing on the site is financial, medical, legal, or tax advice. Consult a qualified professional for decisions that affect your health, finances, or legal rights.
4. Calculator accuracy & deterministic results
We aim for transparent methodology and consistent results for a given version and inputs. We do not warrant that outputs are error-free or fit for any particular purpose. You should verify critical calculations independently. Same inputs and version should produce the same outputs; you may cite results using our URLs and recorded metadata where available.
5. Acceptable use
- Use the site and APIs only for lawful purposes.
- Do not attempt to overwhelm our systems, bypass rate limits, or scrape in ways that harm service quality.
- Do not misuse results to mislead others or imply endorsement.
6. API usage
API access may be rate-limited. We may require authentication or keys for higher usage in the future. Excessive or abusive traffic may be throttled or blocked.
7. Intellectual property
Howdeedo name, branding, site content, and software are protected by applicable intellectual property laws. You receive a limited, non-exclusive license to use the public site and APIs as offered.
8. Advertising
We may display third-party ads (e.g. Google AdSense). Ad providers have their own terms and privacy practices. Where required, we ask for consent before loading non-essential advertising cookies.
9. Disclaimer of warranties
The service is provided "as is" without warranties of any kind, express or implied, including merchantability or fitness for a particular purpose, to the fullest extent permitted by law.
10. Limitation of liability
To the maximum extent permitted by law, Howdeedo and its operators are not liable for indirect, incidental, special, consequential, or punitive damages, or for any loss arising from use of the service or reliance on calculations.
11. Termination
We may suspend or terminate access for violations of these terms or to protect the service.
12. Governing law
These terms are governed by the laws of the United States and the State of Delaware, without regard to conflict-of-law rules, except where consumer protection laws require otherwise.
13. Changes
We may update these terms. Continued use after changes constitutes acceptance of the updated terms. The "Last updated" date reflects the latest revision.